Florida Flood Insurance Rates

You Get What you Pay For

“I know that I am tired of seeing my flood insurance premiums go up each year.” How often in the Flood Insurance industry do we hear that? Rates don’t have to be sky high for flood insurance. Many people have been told that there is only one source for Flood Insurance. For many years FEMA via the NFIP (National Flood Insurance Program) was the only game in town. That is not the case anymore. Meet the new kid in town, Florida FloodInsurance.net, private flood insurance, not a part of the government National Flood Insurance Program (NFIP). Most private policies are written by Lloyds of London and are accepted by all lenders.

You do get what you pay for with a policy from Florida Flood Insurance… you just don’t have to pay so much. There is no need to pay a higher premium for the same amount of coverage. It is nice to know that we do still have some choices. The government hasn’t really mandated everything…even though it may seem like it at times. If you live in Florida you have the choice of who you want as your flood insurance provider and more importantly you do have a choice in how much you will pay for that coverage.

**Note: some areas of Florida have been deemed as too risky for our private carrier. To find out if your home is in a qualifying area, please contact us immediately 800-589-FLFLOOD (3535). We also work with the FEMA program too so no matter where you live in Florida, if you need flood insurance coverage we can handle it.
*** All underwriting of new flood policies is stopped when an imminent or active hurricane or storm is present. Don’t wait until its too late! Call now to get your Florida flood Insurance policy.